myFICO - Credit Score Tracking

Track your credit score with myFICO - Credit Score Tracking, the official app from FICO, the company behind the scores used by 90% of top lenders. Checking your own credit will not hurt your score, so start monitoring today and take control of your financial health.

Access all three FICO Scores side-by-side—the versions used in mortgage, auto, and credit card lending decisions. Compare your credit reports from Experian, TransUnion, and Equifax instantly, and see exactly how your credit history affects your scores. Many other credit scores can vary by 100 points or more from your actual FICO Score, so knowing the real number matters.

Use the FICO Score Simulator to explore how different financial actions could impact your scores before you make them. Test scenarios like paying down debt, opening new accounts, or disputing errors, and see the potential outcomes. This hands-on tool helps you make informed decisions about your credit management strategy.

Stay on top of changes with real-time alerts sent to your Android device whenever your credit reports or scores shift. Monitor for identity threats and unexpected account activity, giving you peace of mind that your credit is being watched. Access your complete credit reports and detailed credit data instantly whenever you need to review them.

Track your FICO Score 8 over time with the score history graph, so you can see your progress and identify trends. Build financial literacy with built-in credit education—watch videos and explore content that explains how credit works and what affects your scores. Understanding the factors behind your scores empowers you to take action.

Login securely with biometric authentication, including fingerprint or face recognition on supported devices, plus optional 2-Step Verification for extra security. Your financial information stays protected with FICO's security standards.

Certain features require an eligible myFICO subscription. Download myFICO - Credit Score Tracking today and get your official FICO Scores in your pocket.